Working capital refers to the cash flow that your business has on hand to operate. A smart business owner knows to utilize multiple financing routes to cover expenses, which frees up cash and eases the burden on any one source of capital. This sustains working capital, which can be used for any day-to-day expenses or for taking advantage of innovations or new chances for development for your business. Maintaining working capital is difficult but asset based lending can help businesses grow because it allows owners to be flexible with their finances and keeps money available for expansion or growth opportunities that may arise. Working capital is anRead More →

Coding and programming are often touted by career advisers as ways to future-proof your job. In movies, these tech pros are portrayed by keyboarding-clanking, socially reclusive geniuses who have the divine gift of speaking the language of computers and work in tech hubs like San Francisco. The message being: You either get it, or you don’t. The reality is much more nuanced. It doesn’t help that the terms “coding” and “programming” are often used interchangeably. There are a few key differences, and knowing them is crucial in understanding the career prospects in the field — and how coding will inevitably affect most of our professionalRead More →

  Today I want to introduce you to my new friend Stocky Squirrel who is passionate about bringing FI/RE to mainstream London. He has paid off his student loans early and now debt free. He is currently saving towards his first home purchase. We met on Instagram and I enjoy his story to FI/RE and how he wants to help others. In this post, you will learn: Great ways to save money in London Transportation Housing Recreation How to reach Dinesh to network in London   Becoming Financially Independent in London Hello from across the pond! My name is Dinesh, I’m a 20-something year oldRead More →

The Internet has completely changed the way many people are doing things. Just look at how many people are currently shopping online. At the very least, consumers are consulting the Internet and reading reviews before buying certain products. When you look at the number of people that are shopping online these days, you probably automatically think, “Is it possible to make money online?” Yes, it is entirely possible to grow your wealth online. In fact, there are a number of ways that you can grow your wealth online, you just need to know how. Besides taking advantage of wealth management (wealth management by Astra WealthRead More →

Niyaz_Tavkaev/Getty Images Fortune 500 company UnitedHealth Group has a host of sales positions up for grabs. The Minnesota-based health-care behemoth is holding a virtual job fair June 6 to find talented sales representatives. The fully online event will run noon to 3 p.m. Eastern. Advanced registration is required to attend. The event can be accessed by a smartphone, tablet or computer with a reliable internet connection from anywhere in the U.S., though the open positions related to the hiring event are located in the following areas: Colorado Springs, Colorado Green Bay, Wisconsin Miami, Florida Phoenix, Arizona Roanoke, Virginia Attendees will learn about the day-to-day ofRead More →

Are your craft supplies in desperate need of a makeover? Follow this step-by-step plan to declutter the mess and recreate the ultimate craft closet organization of your dreams.   As I brought down the last of the cardboard boxes, a friend who was helping us move from NY to FL read the label written in black Sharpie. “More craft supplies?!” she said. “You have more hobbies than anyone I’ve ever seen!” She’s not wrong.  We had already packed up my cake decorating supplies, knitting needles and yarn, flower arranging tools, and multiple scrapbook and card-making paraphernalia, and now I was holding a small box ofRead More →

Today, I have a fun interview to share with you that will show you how to make extra money running Facebook ads for local businesses. I recently had the chance to interview Bobby Hoyt. Bobby is a former high school teacher who paid off $40,000 of student loan debt in a year and a half. He now runs the personal finance blog Millennial Money Man full-time, as well as a digital marketing agency for local businesses that he started in 2015. Yes, this is a skill you can learn! Last year, business owners spent over $88,000,000 per day on Facebook ads. If you are lookingRead More →

May 20, 2019By Paula Pant Fear shows up in our lives in countless ways. Sometimes, fear takes the form of procrastination. We’re afraid of botching something, or we don’t like the feeling of anxiety that a project gives us, so we avoid it, dodge it, and indefinitely put it off. Other times, fear takes the form of perfectionism through endless iterating and tweaking. We want to keep tinkering with a project, to get it “just right.” We applaud ourselves for our attention to detail. Fear takes the form of making excuses and rationalizations for why we can’t pursue a goal or dream. We tell ourselvesRead More →

“Twenty years from now, you will be more disappointed by the things you didn’t do than those you did. So throw off the bowlines. Sail away from safe harbor. Catch the wind in your sails. Explore. Dream. Discover.” – H. Jackson Brown Jr. Wow, it’s crazy to think that we’ve been living on a boat for over a year now! Just a year ago, I was pretty much a complete newbie to sailing. I had no idea what I was doing, and at times, I was wondering what the heck I had gotten myself into. You can read all about our start in Welcome ToRead More →